Our Members

Badri Kumar Guragain

National Cooperative Bank Limited (NCBL)

Badri Kumar Guragain is the Chief Executive Officer of the National Cooperative Bank Limited (NCBL), with over 17 years of experience in finance, strategic planning, management, consulting, and development. His leadership has strengthened Nepal’s cooperative banking landscape, fostering institutional growth and financial governance.
Mr. Guragain specializes in business strategy, capacity building, performance improvement, and policy development. He holds a Master’s degree in Management and is a Chartered Accountant (CA) from both India and Nepal. He is the first Nepalese CA to complete specialized managerial training from The Institute of Chartered Accountants of India and the Indian Institutes of Management (IIMs).
He has held key roles such as Senior Technical Advisor at IPPF South Asia, Deputy General Manager at NCBL, Finance Director at FPAN, CEO at NEFSCUN, and Deputy Director at ICAN. He also serves as a Board Member of the Nepal Accounting Standards Board and an Advisor to Nepal's Social Security Fund.
A distinguished speaker, Mr. Guragain, has addressed national and international conferences on IFRS, taxation, banking, and cooperatives. He received the “Prabal Janasewa Shree Chaturtha Shreni” medal from the President of Nepal for his contributions to the cooperative sector.
As CEO of NCBL, he continues to champion financial literacy, digital financial services, and regulatory reforms, advocating for stronger SACCOS regulation and effective risk management.

About National Cooperative Bank Limited (NCBL)

The National Cooperative Bank Limited (NCBL), established in 2003 under Nepal's Cooperative Act of 1992, is the only the cooperative bank in the country. Founded with the recommendation of Nepal Rastra Bank and initial equity support from the government, NCBL serves as an umbrella institution dedicated to providing financial and institutional support to cooperatives. With a network of 68 branches across all 77 districts, NCBL plays a critical role in strengthening Nepal’s cooperative movement by addressing the financial needs of over 16,000 member cooperatives.
NCBL is committed to fostering sustainable development and financial inclusion. It prioritizes underserved communities by allocating over 40% of its loans to marginalized groups, including through collateral-free lending programs. Additionally, it supports small and medium-sized enterprises (SMEs), poverty alleviation initiatives, and capacity-building programs for cooperatives. By leveraging advanced technology and collaborating with international organizations, NCBL ensures access to modern banking services even in remote areas.
As part of its global engagement, NCBL is a member of several prestigious international organizations, including the International Cooperative Alliance (ICA), the International Cooperative Banking Association (ICBA), Association of Asian Confederation of Credit Unions (ACCU), Asia-Pacific Rural and Agricultural Credit Association (APRACA), Network for the Development of Agricultural Cooperatives in Asia and the Pacific (NEDAC), International Raiffeisen Union (IRU), and the Center for International Cooperation and Training in Agricultural Banking (CICTAB). These affiliations enable NCBL to adopt global best practices, enhance governance standards, and promote innovation within Nepal's cooperative sector.
Through its focus on professionalism, good governance, and sustainable growth, NCBL remains a cornerstone of Nepal’s cooperative movement, driving socio-economic transformation and contributing to long-term economic stability in alignment with the Sustainable Development Goals (SDGs).