Our Members

Hilde Vernaillen

P&V Group

Hilde Vernaillen has dedicated over three decades to the financial services industry, championing the mutual and cooperative business model in insurance. She frequently speaks at conferences on various insurance-related topics and the cooperative business approach.
Hilde became the CEO of P&V Group in 2011, following 20 years of service within the company. From 2016 to 2022, she served as Chair of the International Cooperative and Mutual Insurance Federation (ICMIF) and has been a board member since 2011. Additionally, she led the Belgian insurance association (Assuralia) as President of the Board and Executive Committee from 2019 to 2024, and has held leadership roles in several other organizations across Belgium and Europe (AMICE, …).
Currently, Hilde presides over the Board of Directors of Euresa, a network of 17 European mutual and cooperative insurance companies, Febecoop, which advocates for the cooperative model at regional, federal, and European levels. And VVOV/UAAM, the Belgian association of mutual insurance companies.

About P&V Group

P&V Group is a Belgian cooperative insurance group founded in 1907 by the labour movement. Our purpose is to offer protection to as many people as possible, by making insurance accessible and inclusive and by investing in prevention, all this in a sustainable way and thanks to the strong engagement of our employees. P&V Group’s mission is based on the cooperative values and principles that are reflected in our corporate culture, and on four aspects: Accessibility, sustainability, prevention and engagement. P&V Group wants to be the insurer who makes a real difference for people in Belgium, by offering a range of accessible and inclusive protection solutions to as many individuals, companies and associations as possible through various distribution channels to be close to our clients, and by making digital technology work for people. P&V Group wants to be a driver of and a strong advocate for the development of a social and sustainable economy in Belgium and around the world, based on an alternative model for the financial world: the cooperative model.